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Making money online - Paid Surveys a Scam?

 Has anyone actually been successful at making money online through these "paid survey" websites? 

I know a lot of them are tiered based and you have to start SOMEWHERE, but after subscribing to a minimum of 20, I've managed to waste a LOT of time and have only accumulated maybe $5 worth of "credit" - that I can't even cash out (because most sites seem to need a minimum of 200-500 credits to do so). So now my time is spent and I'm still broke. Definitely a lackluster experience. 

Maybe I'm just a noob and don't know how to tier up fast enough to make the good bucks, usually I reach a certain point then have to pay money (or use my credits) to tier to the next level.... which is pointless in my eye because the amount I have to dole out doesn't even equal the amount I might possibly get in return. Definitely not a good investment. 

I would love to hear your experiences with paid survey sites. Have you had similar experiences or have you cracked the code and been able to make a living at it?

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